Terms & Conditions for Payment Options

iWorld offers the iWorld Credit Card issued by Fairstone financial. Our financing programs feature flexible payment periods and no interest!*

You can use your iWorld Credit Card to purchase anything from iWorld. Including a Mac, iPhone, iPad, and more!

Apply online, by clicking here, to be pre-approved prior to coming into the store. Please ensure that you have two copies of government issued ID when you come to the store to use your WestWorld Credit Card. Financing requires that you come into the store to make your purchase.

iWorld does charge an administration fee at time of purchase that is dependent on the length of the term of financing. The fee is collected at time of purchase with a chip and pin credit or debit card.

iWorld offers Interest Free Same As Cash financing with a minimum monthly payment.

Minimum monthly payments are 3% of the outstanding balance.

You can also choose to pay your balance off early without penalty.

Standard PLANS - Admin Fee

3 Month Plan - $29
6 Month Plan - $89
12 Month Plan - $189
24 Month Plan - $289
36 Month Plan - $389

SPECIAL Plans - admin fee

6 Month Accessory Financing - $9
24 Month iPhone Financing - $149

*On approved credit. A $21 annual membership fee may be charged to your Account subject to certain conditions. Financing is provided by Fairstone Financial Inc. and is subject to all the terms and conditions in your cardholder agreement and the credit promotional plan disclosure statement (collectively the “Account Agreement”). Finance Charges will accrue on the purchase from the beginning of the credit promotional period, and minimum payments will be due each billing cycle. However, if you pay the purchase price in full by the expiration date of the credit promotional period, all of the accrued Finance Charges will be waived and no Finance Charges will be assessed on the purchase. Otherwise, if you do not pay the purchase price in full by the expiration date of the credit promotional period, all of the accrued Finance Charges will be assessed. Making only the minimum monthly payments on your account will not pay off the purchase in time to avoid Finance Charges.

On termination or expiry of the credit promotional plan (or for purchases that are not part of the credit promotional plan), the standard APR of 29.99% and the terms of the Regular Credit Plan will apply to all outstanding balances owing. Certain terms and conditions apply. See store and Account Agreement for further information.